Sunday, December 2, 2007

Importance of Renters Insurance and Ways to Save

Do you rent a house or apartment? If so, have you thought about renters insurance to protect your personal belongings?

It is very important to have California renters insurance because you never know what could happen. Many people don’t realize that your landlord’s or property manager's insurance policy does not cover your own personal belongings. What if there was a fire or theft in your apartment? It would be financially devastating to have to replace all of your personal belongings in the event of a loss. A good way to start is to make a list and tally all of your personal belongings and find out how much it would cost to replace everything in the event of a covered loss. Usually the value of all of your personal belongings is much more than you originally thought.

If you are looking for discounts on your renters insurance, you can save money by going with a higher deductible to lower your insurance premiums. Some insurance company’s give you a discount on your renters insurance if you have your car insurance with the same company. This is called a multi-line discount and you will save on not only your renters insurance, but on your car insurance too! You many also get a discount on your renters insurance if you are renting a recently built house or apartment.

If you are looking for affordable renters insurance in California, visit with your San Diego Insurance agent today and find helpful information on insurance plans to protect your personal belongings. By working with a local San Diego insurance agent, they can help you find information and compare plans for renters insurance and submit a request for an insurance quote. This insurance website makes it very simple and easy to find insurance information. It also provides useful information on other types of personal insurance products including auto, home, life and health insurance in San Diego – making it really a one stop shop for your insurance needs.

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